My Membership Is Not Your Wallet

Early Saturday morning, my roommate Cassie walked over to my bed.

"Becca, can I borrow your Costco card? I just need to run in and grab some things."

I was too sleep-deprived to think it through. Since a Costco card is just a membership pass and not an actual payment method, I didn't see the harm in it.

I mumbled an agreement and drifted back to sleep.

By the time my eyes cracked open again, the afternoon sun was cutting a sharp, dusty line across my dorm room. It was 2:00 PM.

I reached for my phone, and the screen was already drowning in notifications from our sophomore class group chat.